Buying your first home is an excellent decision. But you may want to improve your credit score now that you are putting the plan into action. When you apply for a loan, you will want to be in the best financial position to get a good deal. The one thing that will disrupt your efforts most […]
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History As Character Judgment You establish credit by building up a history of credit, use one transaction at a time. It is your recorded credit history. This will be used to judge whether you are reliable enough to finance a home loan and determines the interest rates that you will pay to do so. It […]
Improving your credit score is important if you are seeking a mortgage. If your FICO score is below 700, you could do with improving it to make sure you are offered the best interest rates. You can get a mortgage with a low credit score, but you will pay for it in interest and perhaps […]