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Tag Archive | "home purchase"

5 Tips For Homebuyers Seeking The Perfect Mortgage Solution

Becoming a homebuyer is of the most trying consumer activities that you will ever experience. One of the things that make purchasing a home rewarding is finding the right loan to make it happen. A little extra effort up front will help you get the best possible mortgage terms for your situation. Small adjustments to […]

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Don’t Depend On Your Last Pay Statement To Get That Mortgage

The Sixty-Day Seasoning Rule When you are waiting for approval on your home loan, you need to prepare for this one important detail. Your lender is unlikely to regard your most recent pay deposit as part of your contribution at closing. That means your paycheck is not eligible to form part of your deposit. Conventional […]

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Position Your Offer To Purchase For Home Buying Success

The Dance of Offer and Counter-Offer Any offer to purchase a home begins a process that is both formal and chaotic at the same time. The home buying process goes through stages that are regular and predictable. State regulations, precedents, and contract law govern real estate transactions in the United States. Real estate buyers and […]

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Buying A Home To Retire In It? Careful How You Do It!

Buying a home is an important life choice; buying one to retire in is even more momentous. Where you will choose to spend your retirement years is an important part of the rhythm of life; when your nest is empty, it is time to start thinking about downsizing and preparing to cut loose. Buying A […]

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Real Estate Disclosures – When Notification Delivers Protection

Because Sellers Should Tell Buyers Certain Things Sellers have a growing list of disclosures they are required to make to buyers before selling their properties now. However, caveat emptor is still the word of the day when it comes to real estate. Sellers may attempt to cover up defects in a property or misdirect buyers […]

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Digging Up The Hidden Costs Before They Trip You Up

Buying a home usually comes with hidden costs, bills that pop up at some point in the process. While these may be unexpected if you are unprepared, a little research before you buy can save you hassle later on. Even once you have closed, picked up your keys and settled in, some expenses can appear […]

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Foreclosures Are Still Hot But Wait! Read This First!

Foreclosed Homes Are Still Waiting For Buyers Perhaps you have heard that the potential for building a real estate empire from foreclosures is as good now as it has been in recent years. They say you can make the proverbial killing in real estate by buying foreclosed homes as investments. The question is: Who is […]

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What Do Mortgage Originators Do After Your FHA Home Loan Closes?

Mortgage Originators Initiate The Process Your mortgage lender is part of an extensive and wealthy system of residential real estate finance. The person at the very knife-edge of the lending process is the loan originator, the loan officer or independent arranger who helps loan applicants fill out forms, gather documents and submit the loan application; […]

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All Cash Or Small Home Loan, Pros And Cons Of Each

When you have the funds to pay cash for your home, do you apply for a mortgage a loan or do you pay cash? It is a luxurious dilemma. If you are considering a home purchase and you have the financial resources to pay cash, without the expense and stress of borrowing from a bank […]

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Prequalifying When You Still Have Outstanding Student Loans

It is a fact of modern life that if you have attended college in the last decade, you are likely to carry a debt from the effort. You might have ambitious plans about how you want to live your life and find that this debt is the greatest obstacle in your path. Specifically, how do […]

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