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Tag Archive | "joint mortgages"

Joint Mortgage and Joint Ownership: Which is the Better?

A joint mortgage means nothing more than that two people are sharing the responsibility for paying the mortgage loan. Both names are included on the loan agreement, and both are equally responsible for ensuring that the mortgage loan is repaid as contracted.  It does not infer that each has a share in the ownership of […]

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Joint Mortgages: The Pros and Cons of a Joint Mortgage

Joint mortgages can be beneficial in terms of qualifying for a larger loan, but there are also some disadvantages to this arrangement. Here we shall discuss why people agree to joint mortgages, and also look at some of the reasons why they might not be such a good idea. Benefits of Joint Mortgages Larger Mortgages: […]

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Joint Mortgages for Couples with Conflicting Credit Scores

Joint mortgages for couples, whether married or not, can be problematic if they have conflicting credit scores.  What is the situation if you have a high FICO score, but your partner’s score is low? You might both have a good income now, and also money in the bank, but what is the situation regarding a […]

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