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Tag Archive | "LTV"

Financing Closing Costs: Is it Worth it?

Financing closing costs might save you having to come up with a lot of cash, but is it worthwhile doing? Here we shall discuss closing costs and the pros and cons of financing them in full or in part. Closing costs include items such as loan-origination fees (0.5% – 1.5% of loan amount,) credit check fees, […]

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HARP (Home Affordable Refinance Program) Loan Basics

Home Affordable Refinance Program and Refinancing Your Home The Home Affordable Refinance Program (HARP) was introduced to enable people with negative equity, but who are up to date with their mortgage repayments, to refinance without the need to take private mortgage insurance (PMI). HARP is fundamentally about private mortgage insurance in relation to the difference […]

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