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Tag Archive | "Mortgage News"

Mortgage Mistakes Responsible for Foreclosure

With foreclosures occurring in record numbers across America over the past few years, many borrowers wonder what they can do to avoid ending up in a similar situation. The recent housing crisis can be in part attributed to lender mistakes and in part due to the mistakes of borrowers, these include the following: Foreclosure Mistakes […]

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Lenders Can Give You Leverage As A Buyer In These Ways

If you are independently wealthy or a lottery winner you probably buy a house with cash. For the rest of us, you can still buy a home to enjoy for the rest of your life. The most common way to do this is to work with a lender to pay for this major purchase over […]

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Investment Property Depreciation Makes All The Difference

Depreciation is one of the most useful tools that you can use to generate wealth out of your real estate investments. Sometimes the value of an investment hides in the details of the paperwork or the accounting records. So it is with this way to write off the costs of owning and operating a rental […]

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Before You Apply For A Mortgage Be Careful With Your Credit

Consumers In The Eyes Of Lenders Your credit history may seem like a vague and abstract stack of file entries to you. But to banks, the numbers and ledger entries are all they need or want to know about you. What lenders find in your credit report will determine how they respond when you apply […]

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Down Payment Gifts – Avoid The Obvious Mistakes

In Which You Say Down Payment Gift Three Times Trying to use a cash gift from friends or family as a down payment on a home is like rattling a can opener around cans of dog or cat food. Presumably, if you have the food you have the pet also and immediately get its full […]

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13 Hacks To Lift Your Credit Score Before You Buy A Home

Buying your first home is an excellent decision. But you may want to improve your credit score now that you are putting the plan into action. When you apply for a loan, you will want to be in the best financial position to get a good deal. The one thing that will disrupt your efforts most […]

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Earnest Money Deposits Show How Serious You Are

How Much Earnest Money Deposit And When? When real estate holdings transfer from a seller to a buyer, earnest money deposits get the ball rolling, they’re the good faith payment that says the purchaser means business. As a buyer, the usual practice is that you offer an earnest money deposit between $1,000 and two percent of the […]

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Rising Real Estate Prices And Stretching To Buy Your First Home

How Do You Respond To Rising Real Estate Prices? Buying a home is once again becoming less affordable, but so is renting. Even with rising real estate prices, buying your home is still a less expensive option in the medium to long term. So, how can first-time buyers make a move to home ownership when […]

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Here Are The Seller Financing Good And Bad Points

Very occasionally, the party that sells a home to you will lend you some of the money to make the purchase. Seller financing rarely happens because there are usually other alternatives. However, for one reason or another, it could work out that the seller provides a loan for a part or the entire amount that you […]

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5 Tips For Homebuyers Seeking The Perfect Mortgage Solution

Becoming a homebuyer is of the most trying consumer activities that you will ever experience. One of the things that make purchasing a home rewarding is finding the right loan to make it happen. A little extra effort up front will help you get the best possible mortgage terms for your situation. Small adjustments to […]

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